Lumpsum Calculator

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Initial Investment
Expected Return (p.a)
%
Time Period
yrs
Total Investment
₹10,00,000
Est. Returns
₹21,05,848
Total Corpus Value
₹31,05,848
₹31,05,848
Total Value
Initial Investment
Expected Return (p.a)
%
Time Period
yrs
Total Investment
₹10,00,000
Est. Returns
₹21,05,848
Total Corpus Value
₹31,05,848
₹31,05,848
Total Value

Lumpsum Calculator – One-Time Investment Calculator

For investors looking to make a single, substantial investment, a lumpsum calculator can be a vital tool. A lumpsum investment refers to investing a fixed amount of money in one go, as opposed to spreading it out over time, like in a SIP. This approach can be highly beneficial for those who have a significant amount of idle funds and want to maximize their returns through market-linked instruments such as mutual funds.

What is a Lumpsum Calculator?

A lumpsum calculator is an easy-to-use tool that helps you estimate the future value of your one-time investment. By providing inputs such as the investment amount, expected annual rate of return, and the investment tenure, this calculator gives you a projected maturity amount.

It is particularly useful for investors to understand the growth potential of their investment and make informed financial decisions. However, it’s important to note that actual returns may vary due to market fluctuations, and the calculator does not account for factors such as exit loads, expense ratios, or taxes.

How Does a Lumpsum Calculator Help?

A lumpsum calculator can be an invaluable resource for investors by:

  • Offering a clear estimate of the future value of the investment.

  • Helping you plan your financial goals based on projected returns.

  • Allowing you to compare returns across various investment options.

  • Enabling better understanding of how compounding works over time.

How Does a Lumpsum Calculator Work?

The lumpsum calculator uses the compound interest formula to estimate the maturity amount of your investment:

A = P × (1 + r)^n

Where:

  • A = Maturity amount

  • P = Principal amount (initial investment)

  • r = Expected annual rate of return (in decimal form)

  • n = Investment tenure in years

For example, let’s say you invest Rs. 1,00,000 at an expected annual return rate of 12% for 5 years:

A = 1,00,000 × (1 + 0.12)^5

This gives you a maturity amount of approximately Rs. 1,76,234.

The calculator simplifies this computation, offering you quick and reliable results to aid in financial planning. However, keep in mind that market-linked investments are subject to risks, and returns may fluctuate depending on market conditions.

Why Use a Lumpsum Calculator?

  • To gauge the potential growth of your one-time investment.

  • To align your investment strategy with your long-term financial goals.

  • To save time and effort in manual calculations.

  • To visualize the impact of compounding over different time horizons.

Using a lumpsum calculator ensures that you make more informed and confident investment decisions, helping you take a step closer to achieving your financial objectives.

Lumpsum Calculator – One-Time Investment Calculator

For investors looking to make a single, substantial investment, a lumpsum calculator can be a vital tool. A lumpsum investment refers to investing a fixed amount of money in one go, as opposed to spreading it out over time, like in a SIP. This approach can be highly beneficial for those who have a significant amount of idle funds and want to maximize their returns through market-linked instruments such as mutual funds.

What is a Lumpsum Calculator?

A lumpsum calculator is an easy-to-use tool that helps you estimate the future value of your one-time investment. By providing inputs such as the investment amount, expected annual rate of return, and the investment tenure, this calculator gives you a projected maturity amount.

It is particularly useful for investors to understand the growth potential of their investment and make informed financial decisions. However, it’s important to note that actual returns may vary due to market fluctuations, and the calculator does not account for factors such as exit loads, expense ratios, or taxes.

How Does a Lumpsum Calculator Help?

A lumpsum calculator can be an invaluable resource for investors by:

  • Offering a clear estimate of the future value of the investment.

  • Helping you plan your financial goals based on projected returns.

  • Allowing you to compare returns across various investment options.

  • Enabling better understanding of how compounding works over time.

How Does a Lumpsum Calculator Work?

The lumpsum calculator uses the compound interest formula to estimate the maturity amount of your investment:

A = P × (1 + r)^n

Where:

  • A = Maturity amount

  • P = Principal amount (initial investment)

  • r = Expected annual rate of return (in decimal form)

  • n = Investment tenure in years

For example, let’s say you invest Rs. 1,00,000 at an expected annual return rate of 12% for 5 years:

A = 1,00,000 × (1 + 0.12)^5

This gives you a maturity amount of approximately Rs. 1,76,234.

The calculator simplifies this computation, offering you quick and reliable results to aid in financial planning. However, keep in mind that market-linked investments are subject to risks, and returns may fluctuate depending on market conditions.

Why Use a Lumpsum Calculator?

  • To gauge the potential growth of your one-time investment.

  • To align your investment strategy with your long-term financial goals.

  • To save time and effort in manual calculations.

  • To visualize the impact of compounding over different time horizons.

Using a lumpsum calculator ensures that you make more informed and confident investment decisions, helping you take a step closer to achieving your financial objectives.

Why Invest via Grip Invest?

₹1,000

Minimum Investment

₹1,000

Minimum Investment

4 Lac+

Trusted Investors

4 Lac+

Trusted Investors

Upto 14%

Fixed Returns

Upto 14%

Fixed Returns

Why Invest via Grip Invest?

₹1,000

Minimum Investment

₹1,000

Minimum Investment

4 Lac+

Trusted Investors

4 Lac+

Trusted Investors

Upto 14%

Fixed Returns

Upto 14%

Fixed Returns

Why Invest via Grip Invest?

₹1,000

Minimum Investment

4 Lac+

Trusted Investors

Upto 14%

Fixed Returns

Start Investing Now

FAQ's on Lumpsum Calculator

What is the difference between lumpsum and SIP?

A lumpsum investment refers to a one-time investment in a particular scheme for a specific duration. SIP is a more systematic approach wherein a smaller amount is invested in a plan every month.

What is the difference between lumpsum and SIP?

A lumpsum investment refers to a one-time investment in a particular scheme for a specific duration. SIP is a more systematic approach wherein a smaller amount is invested in a plan every month.

What is the difference between lumpsum and SIP?

A lumpsum investment refers to a one-time investment in a particular scheme for a specific duration. SIP is a more systematic approach wherein a smaller amount is invested in a plan every month.

Which is more advantageous- lumpsum or SIP?

Both these investment instruments have their share of pros and cons. A lumpsum investment frees an investor from the hassles of keeping track of the amount to be invested every month along with the changing NAV, but it may prove to be a significant financial burden initially. SIP does not stress the finances of an investor but requires more involvement on his/her part.

Which is more advantageous- lumpsum or SIP?

Both these investment instruments have their share of pros and cons. A lumpsum investment frees an investor from the hassles of keeping track of the amount to be invested every month along with the changing NAV, but it may prove to be a significant financial burden initially. SIP does not stress the finances of an investor but requires more involvement on his/her part.

Which is more advantageous- lumpsum or SIP?

Both these investment instruments have their share of pros and cons. A lumpsum investment frees an investor from the hassles of keeping track of the amount to be invested every month along with the changing NAV, but it may prove to be a significant financial burden initially. SIP does not stress the finances of an investor but requires more involvement on his/her part.

Are investment calculators accurate?

As accurate as it can be; you must understand that a certain amount of risk is inherent in investments because of volatile market forces.

Are investment calculators accurate?

As accurate as it can be; you must understand that a certain amount of risk is inherent in investments because of volatile market forces.

Are investment calculators accurate?

As accurate as it can be; you must understand that a certain amount of risk is inherent in investments because of volatile market forces.

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Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

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invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

Download the Grip Invest App and stay connected 24/7

Get personalized deal recommendations

Gain insights on your portfolio performance

Receive instant updates and notifications

Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

Download the Grip Invest App

& stay connected 24/7

Get the App

Download the Grip Invest App and stay connected 24/7

Get personalized deal recommendations

Gain insights on your portfolio performance

Receive instant updates and notifications

Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest