SWP Calculator

Manage withdrawals, maximize your returns.

Explore Grip

Total Investment
Withdrawal per Month
Expected Return (p.a)
%
Time Period
yrs
Total Investment₹10,00,000
Total Withdrawals₹12,00,000
Final Corpus Value₹3,90,180

What is Systematic Withdrawl Plan ?

SWP, or Systematic Withdrawl Plan, allows you to invest a lump sum in a mutual fund and withdraw a fixed amount regularly at a frequency of your choice.

For instance, if you invest ₹1 lakh in the HDFC Top 200 Fund for a year and decide to withdraw ₹10,000 per month, your investment reduces by ₹10,000 every month. The remaining balance continues to grow based on the fund's performance.

Use the SWP calculator to determine how much you can withdraw from your lump sum investments while maintaining a steady income stream.

How Can a SWP Calculator Assist You?

An SWP involves investing a lump sum amount and withdrawing a specified amount periodically. After each withdrawal, the balance continues to earn returns. Manually calculating the monthly withdrawals and the final maturity value can be complex.

Example of Systematic Withdrawal Plan

SWP enables you to receive regular payouts while still benefiting from compounded returns on the remaining balance. Here's an example:

  • Investment Amount: ₹50,000

  • Tenure: 1 year

  • Monthly Withdrawal: ₹1,000

  • Interest Rate: 10%

At the end of the year, the total return from the investment stands at ₹4,565.

How to Use the SWP Calculator

The SWP calculator is designed to be user-friendly:

  1. Enter the investment amount, expected return rate, and the withdrawal tenure.

  2. Input your monthly withdrawal amount.

  3. Click "Calculate" to generate a detailed withdrawal schedule and the final maturity value.

Benefits of Using a SWP Calculator

  1. Ideal for Retirees and Senior Citizens: SWPs provide a steady income stream, complementing or replacing pensions.

  2. Accurate ROI Calculations: Easily determine the monthly payouts and the maturity value.

  3. Customizable Withdrawals: Adjust the monthly withdrawal amount and calculate accordingly.

  4. User-Friendly: Accessible online with no expertise required—just input the values, and the results are ready instantly.

Why Invest via Grip Invest?

₹1,000

Minimum Investment

₹1,000

Minimum Investment

4 Lac+

Trusted Investors

4 Lac+

Trusted Investors

Upto 14%

Fixed Returns

Upto 14%

Fixed Returns

Why Invest via Grip Invest?

₹1,000

Minimum Investment

₹1,000

Minimum Investment

4 Lac+

Trusted Investors

4 Lac+

Trusted Investors

Upto 14%

Fixed Returns

Upto 14%

Fixed Returns

Why Invest via Grip Invest?

₹1,000

Minimum Investment

4 Lac+

Trusted Investors

Upto 14%

Fixed Returns

Start Investing Now

FAQ's on SWP Calculator

Can I choose the withdrawal amount or is it fixed?

No, you can determine the monthly withdrawal amount as per requirements. You have to just choose between annual fixed amount and quarterly withdrawals.

Can I choose the withdrawal amount or is it fixed?

No, you can determine the monthly withdrawal amount as per requirements. You have to just choose between annual fixed amount and quarterly withdrawals.

Can I choose the withdrawal amount or is it fixed?

No, you can determine the monthly withdrawal amount as per requirements. You have to just choose between annual fixed amount and quarterly withdrawals.

When to use SWP?

As per experts, SWP works best after retirement because an individual needs income.

When to use SWP?

As per experts, SWP works best after retirement because an individual needs income.

When to use SWP?

As per experts, SWP works best after retirement because an individual needs income.

Can individuals other than retirees and senior citizens invest in the SWP?

Yes, individuals who are not senior citizens or retirees can also invest in the Systematic Withdrawal Plan (SWP). As per SWP, an individual can invest a lumpsum amount and withdraw a certain amount from that each month.

Can individuals other than retirees and senior citizens invest in the SWP?

Yes, individuals who are not senior citizens or retirees can also invest in the Systematic Withdrawal Plan (SWP). As per SWP, an individual can invest a lumpsum amount and withdraw a certain amount from that each month.

Can individuals other than retirees and senior citizens invest in the SWP?

Yes, individuals who are not senior citizens or retirees can also invest in the Systematic Withdrawal Plan (SWP). As per SWP, an individual can invest a lumpsum amount and withdraw a certain amount from that each month.

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Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

Download the Grip Invest App and stay connected 24/7

Get personalized deal recommendations

Gain insights on your portfolio performance

Receive instant updates and notifications

Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

Download the Grip Invest App and stay connected 24/7

Get personalized deal recommendations

Gain insights on your portfolio performance

Receive instant updates and notifications

Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

Grip Invest is a SEBI-regulated platform for high-yield, fixed-income investments like Corporate Bonds and SDIs. Our mission is to enable all Indians to invest in regulated, curated, diversified opportunities offering attractive, predictable returns.

Grip Broking Private Limited

Mail Us

invest@gripinvest.in

Find Us

Grip Broking Private Limited (U67120DL2023PTC410290), Member of NSE- SEBI Registration No.: INZ000312836, NSE Member Code: 90319

Registered Office: Flat No. 106, II Floor, New Asiatic Building, H Block, Connaught Place, New Delhi-110001

Corporate Office: Plot No. 3, Veritas Building, 6th Floor, Golf Course Road, Sector 53, Gurgaon-122003, Haryana

Compliance Officer: Ms. Jyotsna; Contact No: +91 93555 90389; Email id: complianceofficer@gripinvest.in

Investments in debt securities/municipal debt securities/securitised debt instruments are subject to risks including delay and/or default in payment. Read all the offer related document carefully.

Procedure to file a complaint on SEBI SCORES- (i) Register on SCORES portal (ii) Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID (iii) Benefits: Effective communication, Speedy redressal of the grievances

i. Prevent Unauthorised transactions in your account --> Update your mobile numbers/email IDs with your Stock Brokers. Receive information of your transactions directly from Exchange on your mobile/email at the end of the day. Prevent Unauthorized Transactions in your demat account Update your Mobile Number with your Depository Participant. Receive alerts on your Registered Mobile for all debit and other important transactions in your demat account directly from NSDL/CDSL on the same day.


ii. There is no need to issue a cheque. Please write the Bank account number and sign the IPO application form to authorize your bank to make payment in case of allotment. In case of non allotment the funds will remain in your bank account. Issued in the Interest of Investor. Investments in securities market are subject to market risks; read all the related documents carefully before investing.


iii. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.


iv. Investor awareness on fraudsters that are collecting data of customers who are already into trading on Exchanges and sending them bulk messages on the pretext of providing investment tips and luring them to invest with them in their bogus firms by promising huge profits.


v. Advisory for investors - Clients/investors to abstain them from dealing in any schemes of unauthorised collective investments/portfolio management, indicative/ guaranteed/fixed returns / payments etc.

Attention Investors:

1. Stock Brokers can accept securities as margin from clients only by way of pledge in the depository system w.e.f. September 01, 2020.

2. Update your email id and mobile number with your stock broker / depository participant and receive OTP directly from the depository on your email id and/or mobile number to create a pledge.

3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month. .......... Issued in the interest of Investors

SEBI: https://www.sebi.gov.in | NSDL: https://nsdl.co.in | CDSL: https://www.cdslindia.com | NSE: https://www.nseindia.com | BSE : https://www.bseindia.com | SMART ODR PORTAL: https://smartodr.in/login | SCORES 2.0: https://scores.sebi.gov.in | Sitemap

Made with love️ in India | Copyright © 2024, GripInvest

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